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- (your street
- city, state, zip)
-
- (date)
-
-
- (name
- street
- city, state, zip)
-
- Dear ____ (name):
-
- I am sure that you have heard about Individual Financing.
- This is our service that has been invented for individuals with
- an above average income and credit standing. I just thought that
- you might be interested in hearing a little more about it.
-
- With Individual Financing, you have independent control in
- handing your own long-term credit needs. And if your annual net
- income is $____ (amount) or better and you qualify in other respects,
- you will be given a credit line between $______ (amount) and $_____
- (amount). Then you can use it for family, personal, or household
- purchases just by writing a special check of $____ (amount) or
- more.
-
- Individual Financing can give you the flexibility you
- want through the following benefits:
-
- l. No charge until you use it.
- 2. You have the option of paying more than the minimum
- payment which would reduce the amount of future
- financial charges.
- 3. No collateral is required.
- 4. No prepayment penalties.
- 5. No bank visits needed each time you need a loan.
- 6. Credit life insurance of up to ______ (amount)
- is available.
-
- Please take the time to complete and sign the enclosed
- application and financial statement. This information will be
- handled in confidence. You are under no obligation. As soon
- as we receive your application, either a loan officer or I will
- call you.
-
- Respectfully yours,
-
-
-
- (name)
- (title)
-
- Enclosure
-
-